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All this talk about trans gender people (trans what? boy to girl? girl to boy? - confusing) seems to me to be a non issue. First, it does not affect my life at all. I only know of one person, personally, who might be trans. Might being the important word here. I don't know if they are trans for sure, having only spoken to them once or twice. This person is an adult. First time I saw this person (family funeral), it appeared to me as female, per the dress. Second time, (wedding - 5 or more years later) possibly a male by the hair and dress. I did not ask. It did spark some conversation, but all such conversation was pure speculation. In short, gossip. This person lives with a family member. That family member cares deeply for this person. Both seem happy. Both are adults. They harm no one. As far as I know, neither has ever participated in any sports at all.
So I got to thinking. What is the percentage of high school athletes or college athletes or professional athletes that are trans? So a did a bit of Googling - actually I use DuckDuckGo and here is what I got from Newsweek
How many transgender athletes are in the U.S.?
Of the estimated 332 million citizens living in the United States, 1.3 million adults and 300,000 youth ages 13 to 17 identify as transgender, equaling half a percent and 1.4 percent of the population respectively, according to a report published by Williams Institute, a think tank at UCLA's Law School in 2022.
Not all transgender people identify as women, and an even smaller number consists of transgender women hoping to compete in girls' and women's sports.
Privacy laws make it tough to identify the exact number of transgender athletes competing in public school sports, but researcher and medical physicist Joanna Harper estimates the number can't exceed 100 nationwide.
"While we don't know the exact number of trans women competing in NCAA sports, I would be very surprised if there were more than 100 of them in the women's category," Harper told Newsweek.
One hundred transgender athletes would comprise an incredibly small number of the U.S. population, and the number dwindles even further when it comes to middle school and high school athletes.
Gillian Branstetter, a spokesperson for the American Civil Liberties Union (ACLU) said the number of transgender athletes isn't comprehensive, but she's also certain it's a very small portion of the nation's population. Branstetter told Newsweek that Save Women's Sports, an organization advocating for banning transgender athletes from competing in girls' sports, identified only five transgender athletes competing on girls' teams in school sports for grades K through 12.
However, transgender athletes that do compete in women's sports pack a punch when it comes to conservative responses.
In Washington, an outcry exhibited by Republican legislators and some parents made national news when a transgender female student-athlete at Seattle Academy competed with girls after leaving the boys' team. The transgender student won several races on the girls' team and was a top finisher in others. Scrutiny arose after learning that when competing on the boys' team, the student never performed better than 25th place.
The news led to cries of unfairness from Republicans, including Caitlyn Jenner, who transitioned in 2015.
Jenner was an Olympic gold medal-winning decathlete prior to transitioning. She, among other conservatives, believes that as transgender people gain more visibility, the transgender population will continue to increase. Jenner recently called the transgender population "oversaturated" and blamed the increasing numbers on indoctrination caused by the Democrats.
On Thursday, Jenner praised Steube's efforts in passing the Protection of Women and Girls in Sports Act.
"HR 734 passed along party lines. @RepGregSteube did a phenomenal job- the GOP is the party that stands for women whiles Dems are trying to ERASE WOMEN! Not one Dem supported this! Shameful!" Jenner tweeted.
There is more to this article, I only copies and pasted part of it.
My opinion is as follows - which I am certain no one cares one whit about: This whole issue is front and center to drive us apart, instill fear and paint anyone who is tolerant of transgender in least as some sort of pervert.100 TOTAL athletes participating in some sort of sport in the entire country is not wortth all of the hype, legistlation, news airtime, political grandstanding and moral outrage designed to make you question your beliefs. Give me a break!
Injust watched this 1915 silent movie" Martyrs of the Alamo". Acting is hokey but good for the day.. The movie says "Silent" Smith instead of "Deaf" Smith.
"Give me a break." This is a phrase you have used on multiple occasions to diminish or dismiss the concern that someone else has for a particular issue. The trans issue may not be important to you or affect you, but it does affect many girls/women.
For us conservatives, this issue is important on its own merit, but it is also symptomatic of the changes that the left is imposing on Americans, including DEI and ESG..
It is not clear to me whether a male has to be physically transitioning or "identifying" as a female in order to be allowed to play in college or high school women's sports. I agree that the number of trans competitive athletes is small, but that doesn't mean the issue is unimportant or should be ignored.
I saw a credible story of an eighteen-year-old male (with genitalia attached) showering with fourteen-year-old girls on a sports team. The school's solution was to allow girls to use a private shower. My solution: remove the guy from the team. Also, a biological male high school volleyball player on a girls' team spiked the ball into the face of a female on the other team. Keep in mind that the net is eight inches lower for females than for males. My solution: no one who has male genitalia or who went through puberty as a male should be allowed to play on girls' teams.
Those situations don't affect me personally, but neither do racial or gender discrimination. Should I be unconcerned about them?
Title 9 is at risk. It is shocking to me that women's groups and individual women aren't up in arms.
Speaking of ESG. Trends in political polariztion has come up with ways of fighting the issue of large companies ceasing their investing in non friendly environmental injdustries. One Texas State Senator Bryan Hughes has written to the ten largest Propery and Casualty carriers in Texas to see if they are going with investing "activists," to a point perhaps the State of Texas will enact laws against such companies.
Can you imagine the State of Texas outlawing auto insurance or home insurance being sold by Allstate, or State Farm, or Progressive because they invest in "seemingly" activist startups, funds, or environmental companies?
It's one thing for the State to stop the University fund, or Teachers Retirement funds from going against oil and gas, but huh?
Banks, insurance companies, and other financial interests go where they (or their boards) want them to go with their start up monies/capital and slow down where they don't see growth.
It is really too bad that the perception is they are not going for valid profits and growth, and instead are joining activist torch bearers.
But, the free market has to work there too. If activist torch bearers do a better job of getting venture capital from these big companies to go their way instead of loaning money out to old timey energy companies, then whose fault is that?
It's the energy companies and their own failure to not paint themselves as growth oriented and profitable for the large companies.
I read your post to Danny. As a result we got into a discussion of this issue of trans folk in sports. I can see your point of a husky male deciding to become a female and literally muscling their way into a sport. It would be terribly unfair to the dainty females on an opposing team. So I can agree with you on that. As for the instance of the male with genitilia, presenting as a girl/woman showing up in the ladies shower....show me the link for that one! Not that I don't believe you...it is just that, I wonder how this happens is all. Some guy decides to dress as a girl in high school or college and gets in the ladies locker room? That is messed up on many levels. Were the police called? Anyone get sued or arrested? Just curious.
Danny remembered his seventh grade experience of going out for football. He was the smallest, skinniest and least developed of the students trying to earn a spot. He got on the "team", but was basically sidelined due to a couple of "boys" who were years more developed, because they flunked a couple of grades or were held back. There was nothing fair about that scenario either. Winning was the main object and fairness had nothing to do with that. These guys were shaving in 7th grade, out weighed him and had all the hormones in spades. He stuck it out till ninth grade and gave up. He was a late bloomer....probably saved his knees and his brains.
I also recall reading a story of a female athlete who was competing in the Olympic trials somewhere in Europe. They did a drug test on her and it was discovered, to her surprise she had too high a level of male hormone. She was unaware of this. No clue at all. She was banned for life from the sport. Can't compete as a female or male, period, ever. Zero tolerance. No trial, no excuses. Nada.
I wonder how many women decide to become men and want on football teams? Or soccer? Or tennis? Would the men be outraged if the woman surpassed them and did better? Is always the other way around that this happens?
Danny laughs when people bring up zero tolerance when it comes to people. Zero tolerance, is or was an engineering term. Somehow it now applies to people. You are either one or the other, and can never be anything inbetween. If you are, you don't fit in anywhere, especially sports! I am happy I was born with all the right stuff and was accepted as female and never once questioned my sexuality. I can't imagine the hell one would have to go through if it was not clear one way or the other.
One last note. I had to look up those abreviations. DEI? and what was the other???
'I'm trans, by the way': Wisconsin high school is under fire after trans woman, 18, 'exposed their male genitalia to four freshmen girls, 14, in locker room showers' after a swim class
A California teen cried as she recalled seeing “a naked man” in her local YMCA, telling the city council in her San Diego suburb she’d been traumatized by the experience with the person she described as a trans woman.
Rebecca Philips, 17, said she was changing after swimming one day last month at the Santee YMCA when she spotted a naked trans woman in the changing rooms.
“As I was showering after my workout I saw a naked male in the women’s locker room,’ she told the Santee City Council. “I immediately went back into the shower, terrified, and hid behind their flimsy excuse for a curtain until he was gone.”
Thank you for the illuminating examples of terrified young females when encountering a trans (male) in the various locker rooms and showers.
I have to think back to when I was 13 or 14 and my reaction to a naked male - especially one that was cross dressing. Would I have been terrified? Possibly. I was vaguely aware of what they looked like, but my experience was severely limited to National Geographic magazines, or marble statues of the naked male form. Naive? Yep. Innocent and pure as the driven snow, that was me. So, yes, terrified, I would have been. Actually, when I think about it, I really had not seen that many adult naked females at that age. I was limited to my age group. I guess 7th grade gym class was quite revealing. I remember hiding in the shower to change from my street clothes to my gym suit. No way was any one going to see the undershirt I sported instead of a bra. What I did see of the other much more developed females was disheartening to say the least. I was set back emotionally for years after that. Inadequate does not begin to describe it. Padded bras for me for years after that.
I guess this situation is now happening all over America in YMCA's, and middle and high school locker rooms nationwide. No wonder we need a set of laws to keep this nonsense down! You let a handful of males trying to act like women without getting the necessary surgery first and this is what you get.
I will say this. I waited years to see the real deal in person....I mean a real naked man in person for real, and it was not terrifing in the least. Interesting, yes. There were showers involved too.
DEI - Diversity, Equity and Inclusion. Code for discriminating in favor of Black people, LGBQ(etc) people, and women.
ESG - Environmental, Social, and Governance.
Upon these six letters is based most of the left wing influence on corporations, partly through regulation, partly through pressure from non-profits (that create ratings base on support of these concepts) and partly from investment companies like BlackRock (whose CEO Larry Fink is on the top of the list) that lean on corporations whose shares they own.
Representative Alexandria Ocasio-Cortez (D., N.Y.) has doubled down on calls for the Biden administration to defy federal courts, including the nation’s highest, which she believes to be “a highly politicized entity that is rapidly delegitimizing.”
Ocasio-Cortez argued earlier this month that the Biden administration should ignore Judge Matthew Kacsmaryk’s ruling suspending approval of mifepristone, which is used in a regimen that constitutes the most common method of procuring an abortion in the United States. The Department of Justice appealed the ruling to the Fifth Circuit Court of Appeals and then the Supreme Court. On Friday, the high court stayed Kacsmaryk’s ruling in full.
I think the idea that wealthier citizens should be kind enough to give a little of their earned income to folks less wealthy who want to have the American dream of owning a home, is the socialist idea of people like Bernie Sanders, and his flock of agreeing followers. Where do they get the idea that a person's wealth should be shared with others who have not earned as much? It is 'the redistribution of wealth' notion that is NOT logical, to me. I just don't get it! When I was growing up, I always heard from my parents that, "Nobody owes you anything! You have to get out there and earn on your own!" What the heck did Bernie Sanders parents tell him, I wonder?
Now if a person voluntarily gives some of his income away to the less wealthy, then okay. That is his choice. But for Biden to just decide to decree his idea to us all, is ridiculous. Let's see him give a chunk of his Chinese money to the less wealthy to improve lives! I've heard that his charitable giving has been shown to be paltry on the income forms he submits to be reviewed. Yet he likes to "come down hard" on the wealthy, as if the wealthy are cheating their way to the top of the earning scale, which is the way a lot of socialist-type folks think.
These loan adjustment fees you are discussing are just FHA loans.
If you have a good credit score and have a 20% down payment, you are better off with a conventional mortgage. Part of the problem, actually IS that people are getting conventional mortgage insurance elsewhere. That is affecting the risk within the insurance (mortgage) pool.
Even with lower down payments, folks can get non FHA insured loans. Non FHA mortgage insurance is lower each month than FHA premiums.
These rules Biden is proposing are designed to get more homes sold.
It is not everyone. It is just those who have to go through FHA insurance backed lending. (It might be FHA re financing, too.)
The amount of FHA loans each year is different. Roughly 10% of new homes in 2019 were FHA insured.
The article you referenced, David, makes mention of this, but is not very clear that this is the case.
I have to admit that a 60.00 monthly fee more and a 60.00 monthly fee less seems a bit out of whack for the conversation. A 200,000 loan with a ltv of 95% would be paying a mortgage insurance premium of 1500.00 a year on a 30 year loan, by what I see. So if you were a 550 credit score and getting the 60.00 monthly fee, you would be paying 720.00 less a year, where if you were an 800 credit score, you would be paying 720.00 more.
That would make me want a conventional lone, rather than and FHA insured loan, definitely...
I believe we are talking about mortgage insurance premiums, which are for guaranteeing banks and investors the loan when or if there is a default.
But, with this is that we are also talking about the economics of the home building market...and, basically first time home buyers.
Perhaps Ronnie Knight can attack my statements...they are just from my thoughts and a few moments of googling.
It seems to me what is keeping this real estate market going is two things. Shortage of housing and investor buying.
I am not opposed to some consideration for lower income individuals to be able to buy housing. However,
1) Low-income and non-creditworthy are not the same. There are many people who are not low-income but nevertheless have poor credit scores.
2) It should be a nationally financed program and not financed by people with good credit scores.
3) This type of program should go through the legislative process, where it woul, hopefully, die.
4) This program isn't robbing the rich to give to the poor. It is robbing the middle class to give to the non-credit-worthy. (Note: I don't favor robbing the rich anyway.)
5) Recall the housing calamity in 2008. Lenders were pressured to finance "liar loans" (or no-doc loans) in which the borrower's credit worthiness wasn't questioned and minimal or no down payments were required.
The result was predictable.
This policy goes hand-on-hand with with the proposed student loan give-away.
Biden was a lifer in the Senate, yet he doesn't seem to allow the legislative process to proceed.
He is very generous with other people's money. In the immortal words of Mel Brooks in History of the World, Part 1, "It's good to be the king!"
I looked this up on Wikipedia and got some addtional insight. I suppose in a small way I contribute to companies that offer products that are "more friendly" with the environment. If I could afford it, I would get solar panels and an electric car. When I shop for groceries I take and use my own bags about 75% of the time. I still get a few plastic bags now and then and use them when I clean out the bird's cage or the cat box. There is no recycling in our area at all. If there was, I would take advantage of the service. I have a compost heap. Any raw vegetable waste including eggs, coffee grids, and tea bags goes in the pile daily. I turn it when I can and add soil to the top to increase composting. We have used the compost to grow our own veggies in the past. I use it now on the gardens around the house. We have an aroebic septic system. The excess water gets sprayed out about twice a day and waters about 20% of our lawn. If I could afford it, I would install a more complex system so the the spray would rotate over the entire lawn and we would save water that way. I also have a rainwater capture system for our vegetable garden. Currently it is not in use, it has a leak. I only mow every two or three weeks. Since last years extreme drought, all of our grass died, including around the septic. We have nothing but weeds. Ironically, they provide better cover and replenish the soil. We no longer water, fertilize or poison the lawn. It is a waste of money, and it pollutes and kills the benefiical bugs and wildlife.
That is our contribution to the environment. Small, insignificant, but meaningful to us.
Change in the way we do things is inevitable. The 1950's, 1960's 70's and so on are not coming back. Gone are the days when you could use all the water, electricity, gasoline, natural gas in unlimited quanitites at cheap prices. It is not coming back. Last February, our electric bill was $656 for one month. Most of it due to Brazos electric going out business because they could not pay the huge price per kwh during the crisis a couple of years before. Their contract with our company - Tri County Electric Co-Op, was only for electricity at cost. Someone has to pay for the difference and it is us. I can't change electric companies. We are on a Co-Op. Tri-County made a "deal" and lowered the cost, but it is tenative. Last month only cost us $356. Solar Panels are looking better and better. Water bills are out the roof too. Another reason we don't water at all. Can't afford it.. I plan on investing in drought resistant plants. Century plants, prickley pear..... Moving is also an option, but expensive. If I sell now, I would get a small house than this for roughly the same value as this. Property values are out the roof and so are property taxes. Ours are frozen to some extent, but still rise every year.
In Texas, at least in Parker County, there is no long term plan for water. There is plan for increasing the population. Building is going on out here in spades. New apartments, new subdivisions, new businesses abound. Where the water and electricity comes from.... who cares! Profits are king. We will worry about that when the water and electricity runs out or is too expensive to get at any cost. The locals are worried, but basically do nothing but vote for the same guys each election. Nothing so far will change.
I can't renew my driver's license until I prove I am an American citizen. I am caught in the cross fire between the far Right hammering down on illegals in Texas. I was born abroad of American citizens. To prove I am a citizen, I have to have a passport that was not expired more than 4 years, plus my social security, and driver's license. Does not matter that I have had a driver's license since I was 18. My passport expired 5 years ago. During the pandemic, I thought it was not worth getting it renewed. My birth certificate is in German. I have my parents natualization papers. No good. The DMV does not accept that. I need a document from the State Department called and SD240, which I have a copy of. No good. Dad got it in 1968 when I got my first single passport (I had one with my mother before that), and it does not have a "raised seal". It will take 4 to 5 months to get the necessary documents.
To say that I am a bit miffed at the Republican's right now is putting it midly. If anyone dares tell me that some illegal can march up to the DMV and just get a driver's license, or medicade, or social security easily, you will hear my laugh from miles.
Ironically, I can still vote. I just can't drive a car for 4 or 5 months. No biggie. I am protected from Mexicans trying to take over, so I am comforted.
The non-profits on the far Right have done a bang up job of limiting voters, and voting places. These same organizations lobbied and sucessfully lifited restrictions on many businesses, mainly those involving gun sales. They protect the oil companies, gas companies, and make it look like wind and solar power are bad for us in the long run and somehow will destroy our economy. They also are doing a remarkable job of limiting school libraries from "pornography", like "I know Why the Caged Bird Sings" and many more "classics". In addition, instead of supporting public education the Governor seems to feel like private schools are a better choice for our tax dollars than public school.
David, I would not be concerned about Texas and progressives. Texas is die hard, hard core Republican. You are safe from Woke here.
The ESG issue is not us buying products as such, but banks, insurance companies, large corporations who have big investment accounts, employee benefit funds, unions, government entities, University funds, and the like investing in companies. Choosing only to invest in ESG sensitive stocks, bonds, mutual funds, and venture capital.
Choices by these "institutional" investors are made by their controlling "board." Since a lot of institutional entities are sort of Urban or East Coast centered, it is easy for an ESG sentiment to dictate what they buy.
Of course this affects various areas like West Virginia, Texas, N. Dakota, etc...economically.
I maintain that this is a fear which has been invented. If oil, gas, coal, automobile, plastics, and chemical companies and the like are not attractive from a profit and loss standpoint, then it is just hard knocks.
Whoever is hurt by ESG investing could prevent this from happening if they could "paint" their products as exceptional or profitable, or even environmentally advantageous enough to overtly pre empt the process ESG investing fearmongers are putting forward.
It is also "fair" to legislate a slant to an industry. I suspect Progressive Insurance is pretty ESG oriented, though I know they are sensitive to successful investing. Most of the time insurers are just buying bonds, but a large portion of their portfolio is high quality stocks. I guess they might buy ESG oriented stocks. If they do, and they win, it's good for their bottom line. If the legislature of the State of Texas sees companies like Progressive doing the ESG investing which hurts the Texas economy, I guess it is within their power to say, Progressive or companies like them are doing too much ESG investing, so they are prohibited from writing insurance in Texas any longer without fines, or sanctions.
Of course, this would hurt a lot of Texas insureds and company workers indirectly.
But this is what is on the table...
My Progressive take is just an example, and not valid that I know of...
PSG. There are investment groups and banks they boycott certain industries and it has nothing to do about profit of the company, Some banks have been told if they invest in certain industries they will be restricted in their operations.
Holding gun manufacturers responsible for criminal use of their products. This is an effort to bankrupt the manufacturers. People want to treat the gun manufacturers different from other products, How many people sue a car manufacturer when a person gets drunk and drives killing or injuring people. Or when a criminal uses a car while robbing a bank or store. Over 40,000 people die each year in alcohol related car accidents.
Raising the age for a person to buy a rifle to 21. One Federal judge has ruled that having the 21 age for buying a pistol as unconstitutional. When a person reaches the age of majority they are full citizens. Having the 21 age for pistols make them second class citizens,
The media rairly report when a person uses a gun inselfdefense. They use the term of "mass shooting" when 4 or more are shot. They do not say how many of the shootings are related to gang or drug activity.
I was just listening to our local radio station say that Biden is going full steam ahead with developing digital dollars to be in use very soon. One caller asked if that means that the government will be able to see and quite likely be able to control a person's money, if, for instance, a person is filling his gas tank with TOO MUCH gas, which the government is trying to get our citizens to stop doing. The answer was, "Yes!" The government will be able to do that, as far as we can tell right now."
The next question by a caller was, "Will the legislature be able to stop these appalling developments immediately?"
The answer was, "Well.....we certainly hope so, since the public does not want these disturbing conditions, but......do we really know that, at this point, the legislature can actually stop all of this?"
Again, the answer was "Well......we just don't have enough information on this....so we just don't know."
Can someone tell us what is going on with this digital currency issue, so that ordinary folks can understand?
Ordinary people who are not listening to daily news very much, are in the dark about a lot of this new info.....and the mainstream press doesn't seem to want to say much about it.............Seems like Big Brother wants to slip some issues into existence with little fanfare............
We all heard what happened to Canadian truck drivers who made Trudeau mad with their protests not long ago. Trudeau was able to shut down their bank accounts, if memory serves. There was much anger from the Canadians when that happened, as I recall, but what happened after that, I didn't hear.......
My oldest brother was asking me what I saw in DeSantis, as a possible presidential candidate, so I said quickly that he handled his state quite well during the pandemic, as well as other management issues in Florida I've read about. So then, he said, "Oh DeSantis! The guy who is censoring books in his state!"
To which I said, "He is censoring sensitive and somewhat immoral books for very young children who are not old enough to be exposed to explicit writings of LGBTQ issues and other books about changing gender and body genitalia, etc., etc. I asked him why he would question those actions by the man, as he responded that he didn't think I knew the half of it. I told him that obviously HE didn't know too much about any part of it, since he had frankly been listening to the mainstream press' spin on the issue, as was obvious by his questioning of me (He told he he always listens to CBS, because he said they state the true facts each day) HA! I told him that I surfed the internet every day, gathering facts, so he asked me what I read. I told him I read from many different sources, but the one source I depended upon the most was/is the Wall Street Journal. He actually agreed that the WSJ was a good source for info.
He's an attorney who thinks he knows everything about everything. I sometimes think he has a swelled head.
As usual, he just smirked and continued to drink his Weller and water. He always seems to think I know little of anything important......
I still love him anyway, but I'm not sure I know why......Quess I just have a "thing" about my siblings.........
Loyalty and blood. You know how that goes.......
I remember how the book CATCHER IN THE RYE was censored from us as students, at least for a while, and then when I read the book a few years later, I remember thinking "What the heck?" But I guess some of the content was a little questionable to some of our elders at the time we were at tender ages. Anyway, when a book is held back for a time, it can always be found at later dates, so folks need not think anything worthy is going to be kept from anybody. I also remember that LADY CHATTERLEY"S LOVER was off limits for a while. My friends and I found it anyway......Of course!
Janalu, probably an attorney is reading professional magazines about the legal profession. Obviously those pubs might have a slant. But, recently the spate of actions in Florida have been slightly amazing. They obviously have a property insurance situation there which is different from just about anywhere else due to storms. Desantis didn't have anything (too much) to do with the property insurance situation there. Nor can he do anything about storms.
But. They have a legislative issue which created a property insurance marketplace crises. In order to stem the tide of customers suing their insurance companies, DeSantis enacted a bunch of pro insurance laws to take effect earlier this Spring. Leading up to that deadline a whole bunch of people launched lawsuits against their insurors. Something like an addtional 200,000 lawsuits on top of the 300,000 lawsuits pending.
(I think there are less than 300 property damage lawsuits filed in Texas each year...so, amazing huh?) I am probably wrong about that since the winter storm of 2021...
Since those laws passed, the lawsuits have dropped dramatically...not that that's good...just that all the suits got in before the deadline.
Lawsuits over people's roofs. People can or could assign benefits to contractors, which meant that the insurance company was dealing with a roofer or contractor as an insured, or an attorney as an insured.
Basically it means the settlements are padded. (And delayed.) We are not talking about bodily injury lawsuits. We are talking about property damage suits.
So far, it looks like DeSantis has sort of the same "water off the back of a duck" result, sort of like The Donald on this issue.
You know insurance much better than I, and I haven't heard about what DeSantis has done in his state on that issue. I still like the character and ethics of the man as I have come to hear and read of his accomplishments. I'm sure he has had some goof-ups along the way, as we all have had.
I prefer him at this time, to Trump, and I think he would be a good leader for our country. I think Trump knows this too, which is why Trump is taking shots at the guy already.
I also like Nikki Haley as a fine leader.
I truly wish Trump would bow out, but he is vindictive and feels cheated by all that we now have uncovered about the actions thrown at him through all of his four years. It really was a nasty boatload of hatefulness he faced.