Message Forum

Jim B.

It is easy to understand why you would assume that I deleted Tommy's post. When he re-posted it, he prefaced it by stating

"Here is what I posted. I'm glad you got a good laugh from it. I can't say how long it will stay undeleted."

I suppose that one might infer that Tommy was saying that he would delete the post himself eventually, but note the use of the passive voice in his third sentence. It allows for ambiguity regarding who might delete the second posting. Do you suppose that was conscious or subconscious?

04/17/23 05:57 PM

#27251

Tommy,

On second thought, perhaps Jim assumed that I had deleted your post because, having read your posts on two sites, he didn't imagine that you would self-censor.

Yes, I deleted one of your emails when you dropped the F-bomb on another poster, and I would do it again in a New York minute. Jim B. will confirm that I deleted at least one of his emails for similar reasons.

I didn't delete two of your posts that essentially accused me of lying that classmates had contacted me on specific topics. In retrospect, I cut you more slack because you were insulting me than I would have if you had insulted someone else.

As you are aware and as I have documented, you are responsible for the deletion of scores of your posts because you insisted that I remove you from this site, even after I advised you that ClassCreator would automatically delete all your posts.if I removed you.

You are welcome to continue posting on this site as long as you show respect to other posters,

Note: I am aware that, after reading the previous sentence, you are immediately thinking of ways to say something untoward that doesn't violate that standard.

04/17/23 09:33 PM

#27252

Tommy said, "How can I be responsible for your actions?"

David replies:

I'll let others answer that question based on the following. I am reproducing below my post #16995 from October 27, 2019. You will see at the bottom of the post that you specifically requested to be removed from the site, and you will see that I advised you that your posts would disappear. You will also see that you told me to remove you anyway. I further suggested that I wait in case you wanted to copy your posts. You said not to wait. Your posts didn't need to disappear. but you insisted. Now I realize that you had already copied them.

As to whether I want your deleted posts to reappear, I see that you haven't lost your sense of humor.

----------------------------------------------------

The remainder of this post is a reproduction of post 16995, October 27, 2019.

-----------------------------------------------

As Tommy Thomas predicted, I deleted his post.

Tommy would have you believe that I kicked him off this website last year. That's not exactly what happened. I simply suspended his Forum privileges because he wouldn't stop trashing Trump even after multiple warnings that it was bothering many readers. If he had been willing to back off, I would have reinstated him to the Forum. It was Tommy who demanded to be deleted from the website. If you have any doubt, read the email trail below. Start at the bottom.

Meanwhile, I will maintain this website as it was intended -- to build and maintain relationships. I don't like animosity to be expressed here, and I reserve the right to remove anyone from the website who is unwilling or unable to meet that standard. I realize that there will be a backlash from some people who want a freewheeling website and who don't like that someone, like me, can have control. That's OK.

Anyone who wants to share opinions in mean-spirited and harsh terms, including opinions about me, is welcome to participate on Tommy's site, where they are welcome.

-----Original Message-----
From: Tommy Thomas <cherocreek1969@gmail.com>
To: David Cordell <cordelldm@aol.com>
Sent: Wed, Oct 17, 2018 9:45 pm
Subject: Re: "Olive branch"

No need to wait.

Tommy Thomas, PhD

cherocreek1969@gmail.com

On Oct 17, 2018, at 8:49 PM, David Cordell <cordelldm@aol.com> wrote:

OK. I will wait a couple of days in case you decide to copy any of your posts.

David Cordell, 3413 Melanie Lane, Plano, TX 75023

-----Original Message-----
From: Tommy Thomas <cherocreek1969@gmail.com>
To: David Cordell <cordelldm@aol.com>
Sent: Wed, Oct 17, 2018 8:08 pm
Subject: Re: "Olive branch"

Yes. No reason for me to have a presence on your website.

Tommy Thomas, PhD

cherocreek1969@gmail.com

On Oct 17, 2018, at 7:54 PM, David Cordell <cordelldm@aol.com> wrote:

I just tried and it said that deleting you will delete all your posts and memorial comments. Still want me to delete you?

David Cordell, 3413 Melanie Lane, Plano, TX 75023

-----Original Message-----
From: Tommy Thomas <cherocreek1969@gmail.com>
To: David Cordell <cordelldm@aol.com>
Sent: Wed, Oct 17, 2018 5:31 pm
Subject: Re: "Olive branch"

David,

Please delete me from rhs1969.net. Do this by clicking “Manage Classmates”, then click “Enter/Edit Classmates”, then find the row in the table with my name, and then click “Delete” in the last column. Answer the prompts in order to complete the action of deleting me from rhs1969.net.

Thanks.

Tommy Thomas, PhD

cherocreek1969@gmail.com

04/17/23 09:58 PM

#27253

Jim Bedwell

David C. and the rest of the entertained (such as I) by all this,

In answer to your question, in spite of Tommy's sometimes childish behavior & ostensible lack of control, I wouldn't be a bit surprised if his passive-voice-comment ambiguity was conscious. However with the lost, self-deluded folks on the left, it's very difficult for me to discern such things, and I think it's a waste of time bothering to wonder too much about that possibly convoluted behavior.

And yes, I think you may have deleted a couple of my posts, one for sure that I didn't think you should have, and maybe up to three, but probably 2 and not more than 3, I think.

That is interesting to hear that Tommy "insisted" that you remove him from this forum - I hadn't been aware of that before now. And I still don't get why Tommy would have deleted his post - maybe he was afraid that you were getting ready to boot him for an unprecedented 3rd time? In any case, I am a bit at sea with all these things said and unsaid in this latest kerfuffle, but whatever..........probably not worth trying to figure it all out.

But thanks, Chief Pay It Forward Forever, for your response to me. It's always enjoyable to hear your responses to Tommy's lesser responses/reactions to you, especially with your bluntness and outspokenness when dealing with him or others on the left, that so reminds me of my own similar tendencies in communication (the New Yorker in me).

In conclusion, I still would like to continue to see the "close friends" Steve's and Tommy's exchange of barbs, since it is so fun to witness. And, David, I hold no grudge to you for deleting part of or any of my posts; after all, I still like you a lot these end-times days.

Chief Jimi Bob, NON-Ph.D. - sorry I wasted more time getting my masters degree too and also sorry I took those post-RHS math courses & philosophy & biology & ................ logic class was fun though - so easy - I remember the UT instructor warning us that those good at math were generally very good at logic too.

04/18/23 06:31 PM

#27254

Tommy,

OK. Golf it is. Warning: I have three cracked transverse processes (L1, L2, and L3), so I will not be making full swings.

04/19/23 10:36 PM

#27255

Tommy,

I suppose so. I will attempt to avoid allowing my competitive nature to take hold. I don't want to exacerbate the injury. I will just enjoy the round and being outdoors.

04/19/23 10:39 PM

#27256

I like this graph.

04/20/23 07:45 AM

#27257

This is crazy.

Published April 19, 2023 5:11pm EDT

Biden rule will redistribute high-risk loan costs to homeowners with good credit

Interest rates for mortgages have roughly doubled over the past year

By Michael Lee | Fox News

A Biden administration rule is set to take effect that will force good-credit home buyers to pay more for their mortgages to subsidize loans to higher-risk borrowers.

Experts believe that borrowers with a credit score of about 680 would pay around $40 more per month on a $400,000 mortgage under rules from the Federal Housing Finance Agency that go into effect May 1, costs that will help subsidize people with lower credit ratings also looking for a mortgage, according to a Washington Times report Tuesday.

"The changes do not make sense. Penalizing borrowers with larger down payments and credit scores will not go over well," Ian Wright, a senior loan officer at Bay Equity Home Loans, told the Times. "It overcomplicates things for consumers during a process that can already feel overwhelming with the amount of paperwork, jargon, etc. Confusing the borrower is never a good thing."

The Federal Housing Finance Agency, which oversees federally backed home mortgage companies Fannie Mae and Freddie Mac, has long sought to give consumers more affordable housing options. But those who work in the industry believe the new rules will only serve to frustrate and confuse people.

"This confusing approach won’t work and more importantly couldn’t come at a worse time for an industry struggling to get back on its feet after these past 12 months," David Stevens, a former commissioner of the Federal Housing Administration during the Obama administration, wrote in a social media post responding to the new rules. "To do this at the onset of the spring market is almost offensive to the market, consumers, and lenders."

The rules come as the housing market has struggled in the wake of multiple interest rate increases by the Federal Reserve.

Under the new rules, consumers with lower credit ratings and less money for a down payment would qualify for better mortgage rates than they otherwise would have.

Federal Housing Finance Agency Director Sandra Thompson said the new rules are designed to "increase pricing support for purchase borrowers limited by income or by wealth" and comes with "minimal" fee changes.

While Stevens agreed there was a gap in opportunity for low-income — especially minority — borrowers to qualify for affordable homes, he argued that attempting to manipulate prices was not the solution.

"Why was this done? The answer is simple, it was to try to narrow the gap in access to credit, especially for minority home buyers who often have lower down payments and lower credit scores," Stevens said.

"The gap in homeownership opportunity is real. America is facing a severe shortage of affordable homes for sales combined with excessive demand causing an imbalance. But convoluting pricing and credit is not the way to solve this problem."

Michael Lee is a writer at Fox News. Follow him on Twitter @UAMichaelLee

04/20/23 12:34 PM

#27258

I just heard an interesting fact about thr US Supreme Court.

Observers in the court can not leave accept when the Court takes a short recess. There is an exception. There is a "3min" row in the back of the room where visitors can come in and wathe for 3 min then the row leaves and anouther group comes in for 3 min.

04/21/23 08:14 AM

#27259

Curious to know how folks feel about this.

I am totally against trans athletes competing against women. I think it is unfair and a huge setback for title 9. The vote in the House of Representatives yesterday was 100% along party lines. All Republicans voted to (effectively) ban trans athletes from competing against women. All Democrats opposed the bill, which passed the House, but is expected to die in the Senate. Biden has promised to veto the bill if it ever gets to his desk.

Any thoughts?

04/21/23 09:16 AM

#27260

David C.

I agree that Trans should not compete in womens sports where they would have an unfair advantage. I heard Kaylee (Bruce) Jenner is infavor of the ban.

04/21/23 10:10 AM

#27261

I am against trans kids playing against girls. I am also against any stigmatic regulatory leaders making statements of any kind against lbtga humans. Sort of a mixed bag there, sorry.

I don't understand the voting on this bill being so close to party lines.

Volleyball nets for girls are lower. Spiker girls are not very often over 5'10''. Trans girls could be 6'4'' or more, spiking it what, 100 mph?

Title IX needs to be saved for women.

Trans can go to private athletic programs and get a larger trans team rate of participants.

I don't think there are that many trans girls who participate to take advantage of the circumstances. It does seem a shame to shun trans' in this, however. Really not a good solution.

I think the income required for a 360,000 30 year loan is somewhere around 8500 gross a month. I have a hard time fathoming anyone earning 8500 a month would pursue an fha mortgage. Only 7.5% of home mortgages are FHA, if I am not mistaken. (I know VA loans also are probably included in this rule, though I really don't know about that.)

Housing has become unaffordable because it basically is not profitable for single family homes to be built at lower than 300,000 almost anywhere. It seems we are talking about multi family homes in the East and far West...and even in Dallas, Austin, and Houston.

I believe a better approach to making homes more affordable would be to help out builders and land developers as well as lowering home mortgage insurance premiums by some sort of subsidy that everyone would partcicipate with, not just FHA applicants. I think they have already done that.

Real Estate and home affordability to this economy may not be realistic to GDP growth any longer.

I bought my first home in 1983/84. It cost 75,000. My down payment was 0. I can't remember my closing costs being significant...definitely under 1000. My home insurance premium was under 400.00. I had a 30 year adjustable rate mortgage. I think it is 7 7/8, 8 7/8, 9 7/8 for the first three years, and then adjustable. Before the end of the third year, the mortgage company came in an offerred me a refi for the balance with no costs and a fixed rate of about 7%, keeping it at a remaining 27 years.

I sold about 80-90 new auto insurance applications a month in those days. I had 3-4 employees, and a 50,000 or so a year ad in the Houston Yellow Pages.

That 3 br home at 727 Newberry, my parents bought for 22,000 in 1960 is now estimated by Zillow at 451,000. They had a 30 year...and I am guessing it was around 4%.

Coming up with rules to make homes more affordable (which includes condo's and townhomes) doesn't seem to me to be realistic for someone making 60,000 a year. A family making 100,000 a year...that's husband and wife at 50,000 each...? I would go to my baby boomer grandparents and get the 20%...so, get ready to cough it up soon, if you haven't already...

Reading the real estate section article today, I saw one of the newer community developements boasted of a kayak launch and a hammock park. A hammock park? That sounds pretty good. Those homes are in Conroe, start at 3400 sq feet and 750,000.

Down here it's Spring/Conroe...Katy/Fulshear...and Pearland/Alvin...some Cypress...

They built an outer loop 99 and it was a great way for me to get to Falcon Point before the back issue. It was completely devoid of traffic when it started opening. Now, they are adding 3rd lanes. Each toll plaza is about $2.00. This new tollway doesn't have feeder roads all the way like Beltway 8 (The Sam Houston Toll Road.) There is no way to get anywhere without the tollway. So, you need an extra 200 a month for that...

04/21/23 10:24 AM

#27262

I haven't heard anything about the 250th anniversary of the D o I.

Are there any plans for a Worlds Fair or something? It's almost 2026.

There was an editorial today in the H Chronicle about San Jacinto Day losing out to the Alamo celebration more and more.

There were SJD celebrations for years and years with speeches by the veterans for 60-70 years and it was a big deal. Recollections of the events of the day were pretty morbid though. Screaming Remember the Alamo and Goliad incensed the Texian attackers and the poor Mexican conscripts were shot over and over.

I had not heard this, but a bunch of those Mexican soldiers were enslaved by Texians going home and some even ended up as slaves going back to some southern states like Mississippi for the rest of their lives.

So said this editorial...written by a Texas History Univ of H professor...

The morbidity of the SJD recollections made the Alamo and Goliad stories more embraceable over time and SJD day, which was a victory, has basically faded in memory.

American love the underdog, but also being the big dog, I guess. I don't blame us.

04/21/23 10:25 AM

#27263

Jerry May

Caitlin Jenner has said......just last evening she can still drive the golf ball 280 yards at 73!

That number is quite a bit higher than the average PGA female tour player!

So the question is: If female athletes are barred for high hormone levels, including testosterone

how can this not apply to all competitors??

04/21/23 11:17 AM

#27264

Just as I read you post, Jerry... para usted

04/21/23 12:01 PM

#27265

Lowell,

What id the D o I?

04/21/23 01:40 PM

#27266

Declaration of Independence... 250 years ago on 7 4 2026.

Did any of you UT folks go to this show at Clark Field...? I missed as we all got on a bus to Nuevo Laredo this weekend. I regretted missing this show for years...

04/21/23 07:52 PM

#27267

David Wier

For whatever record there is or might be, I too, agree that Trans students should not compete in womens sports. Ludicrous is not even close to what this is.

04/22/23 12:31 AM

#27268

Jim Bedwell

Here's the very lovely granddaughter Zara Tindall of the late Queen Elizabeth II (Princess Anne's daughter).

Zara obviously has a REALLY MEAN left hook - check out her husband's nose! hahahahaha!!!

04/22/23 11:59 AM

#27269

Russ Stovall

David:
Athletes must participate in the sport of their natural born gender. PERIOD !

04/22/23 03:14 PM

#27270

I just had a crazy thought about the Trans in sports. Do away with men or women sports. Let any one of any sex itenty compete in all sports. Then very few will be happy. It would be funny watching men doing uneven bars in gymnastics.

Very few would be happy. Just treat everyone as being equal.

Old saying:

God creared all men equal and Col Colt made them equal.

Just to be clear this was a funny not be be taken seriously.

04/22/23 04:05 PM

#27271

Janalu Jeanes (Parchman)

Three cheers for Robert Kennedy Jr. !

A man who has intelligent thought processes who can deliver the clueless from continuing to follow the Pied Piper!

The Almighty hasn't written us off after all........

04/22/23 09:20 PM

#27272

I was watching this Jack Benny show when at 10min there is a scent thar Tommy must have seen to get is idea for his picture,

04/22/23 09:56 PM

#27273